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Giving from Your 401k or IRA Retirement Plan

This diagram represents how to leave a gift of your retirement plans a gift that costs nothing during lifetime.
the American Cancer Society logo

You've worked hard and planned for retirement. Now, with a little creativity, you can leverage your retirement assets to benefit you and your family, reduce federal taxes, and support the American Cancer Society far into the future.

How It Works

  • Name or designate the American Cancer Society as a beneficiary of your IRA, 401(k), or other qualified retirement plan.
  • Pass the balance of your retirement assets to the American Cancer Society by contacting your plan administrator.
  • Important! Tell the American Cancer Society about your gift. Your plan administrator is not obligated to notify us, so if you don't tell us, we may not know.

70 ½ or older? Make a “Tax-Free” Gift Through Your IRA

  • Qualified Charitable Distribution (IRA Rollover)

    Note: The SECURE Act increased the MRD (Minimum Required Distribution) age from 70½ to 73. The age for a Qualified Charitable Distribution (QCD), however, still remains at 70½.

Benefits

  • Continue to take regular lifetime withdrawals.
  • Maintain flexibility to change beneficiaries if your family's needs change during your lifetime.
  • Your heirs avoid the potential double taxation on the assets left in your retirement account.

Next

  • Frequently asked questions on retirement plans.
  • Contact us so we can assist you through every step.

The gift planning information presented on this Planned Giving website of the American Cancer Society is not offered as legal or tax advice.

Read full disclaimer|Site Map|Planned Giving Marketing Content © 2021 by PlannedGiving.com.

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